Posts Tagged ‘Credit Score’

Is 13,000 in personal loans and credit card debt bad?

davidmichigan24 asked: I have accumulated 13k in credit card debt and personal loans. I want to get one personal loan to consolidate all the debt. I have about a 630 credit score. However, I can’t seem to get a personal loan to take care of all that debt. What are my options?Gerald

Life After Bankruptcy – Personal Loan And Unsecured Loan Options – 5 Tips

Robbie T. James asked: Contrary to popular opinion, most people do not take declaring bankruptcy lightly. On the contrary, most individuals or couples who end up declaring bankruptcy only do so after months or years of valiantly struggling to get out from under their debt load. In the end, they come to realize that the [...]

Personal Loans Poor Credit Borrower – Tips and Advice

Kris Mathews asked: Given the recent recession that has occurred, it is not surprising that so many people are living from day to day. People who have poor credit ratings are especially affected by the economic recession. Having a bad credit score will often mean that getting a loan approved can be very difficult. This [...]

Unsecured Bad Credit Personal Loans – Tips and Advice For Getting Approved

Joseph Mackay asked: Making financial mistakes in the past can often have a significant effect on your credit rating. Having a low score will often make it very difficult to get the most basic loans that are available. People who are looking to get unsecured bad credit personal loans approved will have a very difficult [...]

How to Get Your Personal Loan Approved After Bankruptcy!

Adebola Oni asked: Before a creditor will approve you for a personal loan, there are a few things they will consider after you have filed for bankruptcy. The information they will require from you is only for confidential purposes and for their own protection. Creditors will not want to give out personal loans to just [...]

Advice on Getting a Personal Loan

Charley McSturt asked: With the troubles that have been experienced in the banking sector over the last year, banks are much less willing to offer personal loans to individuals, particularly to people without great credit scores. Banks have instead focused on financial products that are more likely to make them a safe return on their [...]

Personal Loans For Poor Credit Borrower Tips and Advice

Joseph Mackay asked: Most people who struggle with a bad credit rating often feel as though it is impossible to get a loan approved. The truth lenders are that they will approve any loan application as long as the borrower is financially attractive. The key to getting any loan approved is to make you financially [...]

Smart Advice for Consumers In Need of Bad Credit Loans

Shelly Evans asked: Sometimes, because of financial crisis, a consumer may need to apply for a loan despite having bad credit. Although some lenders that offer loans charge high interest rates, it is possible to get a reasonable offer by doing research and comparing deals. This article present smart advice on how to get a [...]

Bad Credit Personal Loans – Assured Financial Assistance Without Any Hassles

Macrony Bays asked: As far as bad credit is concerned, it does affect your financial condition to a certain extent. In fact, it takes away the financial freedom which of course is not at all a good sign. What more, it is due to these problems that you are not entitled to avail any financial [...]

Bad Credit Personal Loans – Help Restore Your Credit

George Bell asked: You have good news that bad credit personal loans have started getting approved. Several loan providers are offering them for the people with bad credit. Such loans for bad credit help resolve your money problems. And more so, give an opportunity for restoring your credit. As you have bad credit, your lender [...]